
Medicare
We would like to officially welcome you to the Cool Kid's Club! Most individuals find Medicare to be confusing and overwhelming. With so many options, rules, and deadlines to keep track of, it can be difficult to decide which plan is right for you or how to get started. We will walk you through the maze of Medicare! We are educated, trained, and certified to answer your questions. We represent most major carriers which allows us to help you find a plan that provides you with the care you need at a price you can afford.
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We continue this ongoing service even after enrollment. We will help you understand the correspondence you receive from Medicare, the insurance carrier and your provider (doctor). We are there for you each step of the way!
We meet with our clients annually during AEP - Annual Enrollment Period (Oct. 15 – Dec. 7) to make adjustments as needed so your plan continues to meet your needs.
Important information to know
Your Medicare Initial Enrollment Period (IEP) happens whether you are working or not.
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Starting early will ensure a smooth and timely experience!​
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If you ARE covered under Employer Coverage and wish to delay enrolling in Medicare to stay on your employer plan, you should waive Medicare Part B.
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If you ARE currently receiving Social Security benefits you will automatically be enrolled in Original Medicare A &B and receive a card via mail, so be on the look-out at it is not specially marked.
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If you are NOT receiving Social Security benefits you must apply for Medicare Part B through your Social Security account online at www.ssa.gov or by calling Social Security. You may begin to apply 3 months prior to your 65th birthday. Taking no action may result in a Late Enrollment Penalty
Call us to schedule your introduction meeting to learn everything you need to know about Medicare!
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Plans are insured or covered by a Medicare Advantage (HMO, PPO, and PFFS) organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan's contract renewal with Medicare. We do not offer every plan available in your area. Refer to Medicare.gov, 1-800-MEDICARE, or Idaho SHIBA at 208-334-4389 to get information on all available options